Affordable Life & Health Insurance for You & Your Family

Get expert guidance and coverage tailored to your life, health, and income needs in Canada

Secure Your Future with Critical Illness Insurance in Canada

Receive a tax-free lump-sum benefit if you’re diagnosed with a covered critical illness, helping you manage expenses and focus on recovery.

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Protect Your Health with Hospitalization Insurance Coverage

Get financial support for hospital stays and out-of-pocket medical costs not fully covered by provincial health plans.

Critical Illness Insurance

Get a tax-free lump sum when a serious diagnosis changes everything.

Hospitalization Insurance

Cover hospital costs not fully paid by provincial health plans.

Disability Insurance

Protect your income if illness or injury stops you from working.

Safeguard Your Income with Disability Insurance in Canada

Maintain financial stability with monthly income replacement if an accident or illness prevents you from working.

Affordable Insurance Plans

Learn effective communication techniques to strengthen your relationships.

Simple Application Process

Applying for life insurance has never been easier with our simple and streamlined process.

Customer Service Team

Our dedicated customer service team is always ready to assist you with any questions or concerns.

What Our Clients say!

Read what our clients have to say

“Clear, honest guidance that made choosing the right coverage easy and stress-free.”

Ali Rashidi

“Professional, responsive, and genuinely focused on what was best for my family.”

Mahtab Sarfaraz

“A smooth experience with personalized advice I could trust from start to finish.”

Afrooz Yaghoubi

“Everything was explained clearly, and I felt confident and supported throughout the process.”

Reza Vojdani

FAQs

Clear answers to common insurance questions.

What does Critical Illness insurance cover?

It provides a tax-free lump-sum payment if you’re diagnosed with a covered serious illness such as cancer, heart attack, or stroke.

Is hospitalization insurance necessary in Canada?

Provincial health plans cover basic care, but hospitalization insurance helps with out-of-pocket costs like daily hospital cash and related expenses.

How does disability insurance protect my income?

It replaces a portion of your income if illness or injury prevents you from working for a period of time.

How much coverage do I need?

Coverage depends on your income, expenses, family situation, and personal goals. A licensed advisor can help determine the right amount for you.

Are insurance benefits taxable in Canada?

Many benefits, such as Critical Illness payouts, are typically tax-free, but taxation depends on how the policy is structured.

Get a Free Quote Today

Protect your loved ones with affordable insurance coverages.

Helping you protect what matters most

Maria Khourshid Panah.

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