Insurance Services Designed for You

Personalized insurance solutions to protect your health, income, and future.

Supplemental Insurance Services

Choose from a range of supplemental insurance services designed to provide financial security and peace of mind.

Critical Illness Insurance

Get a tax-free lump sum when a serious diagnosis changes everything.

Hospitalization Insurance

Cover hospital costs not fully paid by provincial health plans.

Disability Insurance

Protect your income if illness or injury stops you from working.

FAQs

Clear answers to common insurance questions.

What does Critical Illness insurance cover?

It provides a tax-free lump-sum payment if you’re diagnosed with a covered serious illness such as cancer, heart attack, or stroke.

Is hospitalization insurance necessary in Canada?

Provincial health plans cover basic care, but hospitalization insurance helps with out-of-pocket costs like daily hospital cash and related expenses.

How does disability insurance protect my income?

It replaces a portion of your income if illness or injury prevents you from working for a period of time.

How much coverage do I need?

Coverage depends on your income, expenses, family situation, and personal goals. A licensed advisor can help determine the right amount for you.

Are insurance benefits taxable in Canada?

Many benefits, such as Critical Illness payouts, are typically tax-free, but taxation depends on how the policy is structured.

Discover the Power of Insure

Protecting Your Future with Comprehensive Life Insurance Solutions

Helping you protect what matters most

Maria Khourshid Panah.

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